Cavalcade of Risk #182

cavrisk182Less than 2 weeks ago, I had plans to drive from Austin to Dallas for a family function – but when I woke up that morning for the drive, I had no idea that the “drive through” town with those amazing Kolaches would have an explosion that would kill 14 people and be a national news story.

It was a surreal feeling driving through West, TX within 15 hours of the explosion.  How could this happen?  Where were the regulators to mitigate this risk?  I’d like to dedicate this Cavalcade of Risk to the people who lost their lives in what I feel should have been an avoidable tragedy.

Here’s a round-up of the best risk-related posts over the last 2 weeks from bloggers who spread awareness about mitigating risk.

Russell Hutchinson from Chatswood Consulting
Article: Consumer Behaviour: Quoting For Disappointment
Summary: Why the industry aims to quote the lowest price first is a mystery seemingly aimed at creating consumer disappointment. I cannot get quoted a car insurance premium until I have answered basic underwriting questions – has the time come for a change in the way we quote life, health, and disability prices too? Russell Hutchinson from Chatswood explores the issues

Henry Stern, LUTCF, CBC from Insure Blog
Article: Have Gun, Will Insure
Summary: InsureBlog discusses (and dismisses) the controversial concept of legal gun owners’ liability coverage.

Jason Shafrin from the Healthcare Economist
Article: Should the CDC warn Americans about a “potential” epidemic?
Summary: The risks of failing to warn citizens about a pandemic are clear, but what are the risks of public health warnings that turn out to be not serious? The Healthcare Economist investigates.

Jeff Rose from Good Financial Cents
Article: How Much More is Life Insurance For Smokers
Summary:  Most smokers realize their life insurance rates will be more expensive, but many are shocked by just how high their rates actually are. Here’s a quick look on how much more expensive it is.

Michael Stack from Workers Comp Round Up
Article: Spring Cleaning For Workers Comp Laws, Techniques, And Bad Habits
Summary: Wouldn’t it be great if every spring some facets of the work comp system could get cleaned up right along with your garage? Maybe an update to something applicable to this century would be nice, instead of using the same old Laws and Statutes that were set in the early 1900’s. This article takes a look at 3 items in workers compensation that could use a little sprucing up.

Emily Holbrook from Risk Management Monitor
Article: Green Construction Risks and Rewards
Summary: Green construction has become more and more popular over the past decade. Businesses and homes are turning to green while the government encourages it through tax incentives. But going green is not just about sustainable or local products in construction. It involves specific construction standards, various rating systems and green construction codes. Last week, a session at the RIMS Annual Conference & Exhibition helped us understand the complexities of green construction.

R.J. Weiss from The Insurance Protection Blog
Article: Methods of Fire Prevention in the Home and Workplace
Summary:  Ten different and simple ways to prevent fires.

That’s it for the 182nd edition of Cavalcade of Risk.  I highly encourage checking out each and every one of these articles and blogs.

Cavalcade of Risk #183 will be hosted by Russell Hutchinson from  Make sure you check out the next edition!

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About Jeff Root

is the owner of He's an independent life insurance agent who has helped 1,000's of consumers purchase life insurance online and over the phone.

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Great job, Jeff!

Thank you for hosting this week!!

May 1, 2013 at 9:06 am
    Jeff Root

    Of course!

    May 1, 2013 at 6:35 pm

[…] West, Texas edition of the Cavalcade of Risk blog carnival is up at […]

May 1, 2013 at 11:17 am

Good Cavalcade Jeff, thanks for the plug for next week.

Best wishes,

May 2, 2013 at 12:34 am

Thanks Jeff. It’s a shame what happened. Interested to hear the details when they come out as to what exactly happened.

May 2, 2013 at 5:29 pm

[…] 3rd, 2013 Insurance Posted with permission: Blog written by Jeff Root, original blog:   Less than 2 weeks ago, I had plans to drive from Austin to Dallas for a family function […]

May 3, 2013 at 12:45 am
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