Last Updated: June 2020
Choosing the right life insurance company makes a big difference when purchasing a life insurance policy.
You want a company that is financially stable, has good customer service, and offers great rates on the type of policy you are looking for. Below, we have reviewed over 50 of the biggest and best life insurance carriers on the market today.
We’ve broken them down into a few different categories to help you find the right company faster.
- Reviews of the Best Life Insurance Companies
- No-Medical-Exam Term Life Insurance Companies
- Final Expense Companies
- Guaranteed Acceptance Life Insurance Companies
- Other Life Insurance Company Reviews
- Niche Life Insurance Companies
- Life Insurance Agency Reviews
Before You Review a Life Insurance Company, Choose a Policy
After you know what type of policy you are looking for, compare the best companies that specialize in that kind of policy.
For example, some companies specialize in final expense life insurance. It wouldn’t make sense to review these companies if you need a term policy.
Reviews of the Best Life Insurance Companies
These are our top 10 picks for best life insurance carriers. However, this doesn’t necessarily mean that they are the best for you.
Click on the company to see a review of their life insurance business and policies.
- Protective Life Insurance Company
- Haven Life
- Banner Life
- Prudential Life Insurance
- MassMutual Life Insurance
- Northwestern Mutual
- Mutual of Omaha
- Principal Life Insurance
- Lincoln Financial
- AIG Direct
No-Medical-Exam Term Life Insurance Companies
Term life insurance is the most popular type of life insurance policy. Most companies offer some sort of term policy, including our top 10 companies above.
Some companies offer term life insurance without a medical exam, which is one of the fastest-growing forms of life insurance.
Below, we’ve reviewed other companies with no-exam term policies.
- Sagicor Life Insurance
- Foresters Life Insurance
- SBLI Life Insurance
- Bestow Life Insurance
- Ladder Life
- Fidelity Life Insurance
Final Expense Companies
Final expense life insurance is typically designed for seniors. It offers smaller coverage amounts, usually under $50,000, to help cover burial costs and other final expenses.
These companies specialize in final expense policies.
- Royal Neighbors Life Insurance
- Monumental Life Insurance
- Prosperity Life Insurance
- Aetna Burial Insurance
- United Home Life
- Colonial Penn
- Globe Life
- AARP Life Insurance
- TruStage Life Insurance
Guaranteed Acceptance Life Insurance Companies
Guaranteed acceptance life insurance is designed for people with severe health problems who cannot qualify for any other policy. Below are a few company reviews that offer this type of policy.
- Gerber Guaranteed Life Insurance
- AAA Life Insurance
- MassMutual Guaranteed Acceptance Life Insurance
- John Hancock
Other Life Insurance Company Reviews
Below are reviews of life insurance carriers who offer multiple forms of life insurance. Most of these companies have both term and permanent products available.
- American National
- Transamerica Life Insurance
- New York Life
- Old Line Life Insurance
- State Farm
- Allianz Life Insurance
- Phoenix Life Insurance
- HSBC Life Insurance
- Voya Life Insurance
- Genworth Life Insurance
- Assurity Life Insurance
- Metlife Life Insurance
- Minnesota Life Insurance
- North American
- American General
Niche Life Insurance Companies
The companies reviewed below serve smaller markets or have niche life insurance products that serve more specific purposes.
- AICPA Life Insurance
- Aflac Life Insurance
- USAA Life Insurance
- FEGLI Life Insurance
- Costco Life Insurance
- Bank of America Life Insurance
Life Insurance Agency Reviews
Life insurance agencies don’t actually sell policies. Instead, they compare policies from one or more carriers to help you find the best fit for you.
Sometimes, these agencies are simply other businesses in the financial services or insurance industry who sell policies on behalf of life insurance carriers.
Below are the life insurance agencies that we have reviewed.