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$10,000 Burial Insurance Rates

$10,000 Burial Insurance Quotes

 More and more folks these days have little to no savings in retirement which is why so many people are having to turn to burial insurance to ensure they don’t saddle their family with the financial burden of unpaid funeral expenses. The National Funeral Directors Association reported the average funeral cost was $8508 in 2014. […]

level term life insurance

When Should I Buy Life Insurance?

Buying life insurance is one of the most important decisions that you’ll make for your family. It’s vital that you buy the right type of insurance and enough protection for your family. One of the most common questions that we get, is “when should I buy life insurance?” It’s vital that you have life insurance […]

Securing Life Insurance After a Heart Attack

Many people have the misconception that because you’ve had a heart attack, you can’t qualify for life insurance.  This is absolutely FALSE.  We regularly secure coverage for our clients that have had a heart attack.  Many life insurance agents play the game of “submit and pray” – not having a clue what will happen in […]

How Long Do I Need Life Insurance?

Life insurance is one of the most important purchases that you’ll ever make for you and your family. It’s vital that you get the safety net that your family deserves. It’s one of the only ways that you can ensure that your family has the protection that they need if something tragic were to after […]

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Compare Million Dollar Term Life Insurance Quotes

Life insurance is one of the most important investments that you’ll ever make for your loved ones. It’s the best way to ensure that they have the money that they need, regardless of what happens to you. Aside from having life insurance, it’s vital that you get enough coverage. Not having enough life insurance is […]

Should I Convert My Term Life Insurance Policy?

Most term life insurance policies have a provision where during a specified period of your policy, you can convert to a permanent policy with no evidence of insurability.  Which means there is no medical exam and your rate class is the same as when you applied!  (HUGE) While the vast majority of life insurance policies […]

Life Insurance with Sleep Apnea

Over the past few years, life insurance rates with sleep apnea have been declining because life insurance companies are giving better health classifications. Back in 2009, a “Standard” health classification used to be the best case scenario.  Now we’re seeing preferred and preferred plus offers consistently!  If you’ve purchased a policy within the last 5 […]


Life Insurance with Multiple Sclerosis

Life insurance is one of the most important purchases that you’ll ever make for your family. It’s the best safety net that you can buy for your loved ones. If something tragic were to happen to you, your life insurance would give them the resources that they needed to get through the difficult time without […]

smoker life insurance

Best Term Life Insurance for Smokers?

Life insurance is one of the most important decisions that you can make for the future security of your family. It’s the best safety net that you can buy, but finding the perfect plan can be a long and confusing process, especially if you’re a smoker. For smokers, term life insurance rates are typically more […]


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Marijuana Life Insurance

How Life Insurance Companies View Marijuana Smokers

(Marijuana underwriting guidelines below updated in October 2016.  Lots of favorable changes!) I think you’ll agree with me when I say it’s hard to find life insurance when you smoke marijuana.  Some companies flat out decline, some companies charge you a lot and others seem too good to be true. It turns out it’s actually […]

graded death benefit

No Medical Exam Life Insurance for Diabetics!

Quick Tip: Choose “Regular” health class and view rates on the next screen.  Look for “Sagicor” if you want “No Exam” life insurance.  This is only if you’re a well controlled Type 2 diabetic diagnosed over age 40.  Otherwise, please read the entire article to secure the best life insurance rates for those with diabetes. BIG […]

life insurance review

Select Quote Reviews

Disclaimer:  We are NOT affiliated with SelectQuote.  We are a direct competitor and this is our review of SelectQuote life insurance services. Updated: May 2015 with more detailed information about SelectQuote’s operation. You’ve probably seen Select Quote advertising on TV or the radio. They’re all over the media and have become one of the most […]

life insurance review

Zander Insurance Review

Disclaimer: We are not affiliated with Zander Insurance.  We are a direct competitor and this article is our review of Zander Life Insurance.  If you’re having trouble finding 3rd party reviews of Zander Insurance, our update at the bottom of this article will explain why. Before I get into my Zander Life Insurance review, let […]

life insurance bph

Best Life Insurance Options for 62 Year Old [Insider Guide]

Quick tip:  Instant life insurance quotes will be displayed immediately on the next screen by filling out the form on the right.                                                       I think you’ll agree with me […]

SelectQuote Reviews
life insurance with lupus

Affordable Life Insurance with Lupus

Life insurance is one of the most important purchases that you’ll ever make for you and your family. It’s the best safety net that you can buy and one of the few ways that you can ensure that your loved ones are going to have the money that they need if anything tragic were to […]

denied life insurance claim

Can A Life Insurance Company Deny a Death Claim?

This is a very common question.  If you’re going to rely on the life insurance company to take care of your family financially when you’re not around anymore, then you want to make darn sure they will pay.  There are only 2 reasons why a life insurance company WILL NOT pay a death claim: 1.  […]

healthy life insurance rating

I’m Healthy, Why Didn’t I Get Preferred Life Insurance Rates?

So your physician gives you a clean bill of health, but the life insurance company gives you a standard or sub-standard health class rating, what the heck?    These sentiments are natural and we hear this frustration every time this situation comes up.  Many consumers don’t understand that your personal physician and a life insurance underwriter […]