Lincoln Financial Life Insurance

Lincoln Financial Life Insurance
Lincoln Financial is also known as The Lincoln National Life Insurance Company.  For quotes, fill out the form on the right.

Year Formed: 1905
AM Best Financial Rating: “A+” (excellent)
Customer Service Phone #: (800) 487-1485
Lincoln Financial Life Insurance Products:

  • Term Life: Lincoln LifeElements Level Term
  • Universal Life: Lincoln LifeGuarantee, Lincoln DurationGuarantee, Lincoln LifeCurrent, Lincoln LifeReserve
  • Long Term Care

At Rootfin, we use Lincoln Financial in a number of niche underwriting situations, including:

  • Anxiety issues with Wellbutrin Use can qualify for preferred rates!
  • NON-SMOKER rates for those who smoke cigars, pipes and chew tobacco.
  • Standard rates on UL policies for Type 1 and Type 2 diabetes via their table shave program.
  • Standard rates for prostates removed after 6 months with a PSA of .02 or less.

Lincoln Financial is a great company to have your policy with. In certain health situations, such as one needing life insurance with diabetes, they could be the best company for your needs, though we recommend looking into all of your options. We even work with companies that offer no medical exam life insurance if that is what best suits your specific needs.

We also offer reviews on these companies Zander Insurance, Primerica Life Insurance and United Home and other carriers; so be sure to read through them before coming to a final decision on the best life insurance company for your needs. Also remember we can take full advantage of other products like the FEGLI retirement plan!

At we are dedicated to helping you find the life insurance company is the right fit for you.  If Lincoln Financial Life Insurance has the policy that fits you best we would have no problem recommending them.

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About Jeff Root

is the owner of He's an independent life insurance agent who has helped 1,000's of consumers purchase life insurance online and over the phone.

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