Lincoln Financial Life Insurance

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Lincoln Financial Life Insurance
Lincoln Financial is also known as The Lincoln National Life Insurance Company.  For quotes, fill out the form on the right. 

Year Formed: 1905
AM Best Financial Rating: "A+" (excellent)
Customer Service Phone #: (800) 487-1485
Lincoln Financial Life Insurance Products:

  • Term Life: Lincoln LifeElements Level Term
  • Universal Life: Lincoln LifeGuarantee, Lincoln DurationGuarantee, Lincoln LifeCurrent, Lincoln LifeReserve
  • Long Term Care

At Rootfin, we use Lincoln Financial in a number of niche underwriting situations, including:

  • Anxiety issues with Wellbutrin Use can qualify for preferred rates!
  • NON-SMOKER rates for those who smoke cigars, pipes and chew tobacco.
  • Standard rates on UL policies for Type 1 and Type 2 diabetes via their table shave program.
  • Standard rates for prostates removed after 6 months with a PSA of .02 or less.

Lincoln Financial is a great company to have your policy with. In certain health situations, such as one needing life insurance with diabetes, they could be the best company for your needs, though we recommend looking into all of your options. We even work with companies that offer no medical exam life insurance if that is what best suits your specific needs.  

Before you make your final life insurance purchase decision, we recommend looking into some other company reviews as well, such as our reviews on Zander Insurance, Primerica Life Insurance and United Home.

At RootFin.com we are dedicated to helping you find the life insurance company is the right fit for you.  If Lincoln Financial Life Insurance has the policy that fits you best we would have no problem recommending them. So whether you are looking into getting your first life insurance policy or looking to replace one that is not the best benefit to you, such as a FEGLI retirement benefit plan, we are here to help! 

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About Jeff Root

is the owner of rootfin.com. He's an independent life insurance agent who has helped 1,000's of consumers purchase life insurance online and over the phone.

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