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When shopping for a life insurance policy, you want to make sure that you and your family are being protected by the best of the best. With our agents you can rest assured that you are getting the best life insurance policy from the nation’s top life insurance companies.
We work with companies who have a solid history of providing affordable coverage to their clients. Companies who specialize in unique life insurance options that will ensure that you are able to get protection regardless of health or financial worries.
Companies like Fitch Moody’s and A.M. Best all provide tools for rating insurers.
We only work with top-tier companies, ranked highly by A.M. Best. They’ve been around since 1899, and are the life insurance industry’s leading benchmark for financial strength.
Financial strength is important in a life insurance company. When buying an insurance policy to protect you and your family, you want to make sure that the company you work with is healthy. If a company cannot protect itself against financial ruin, they might not be able to protect you and your family.
A.M. Best uses a rigorous process when rating a life insurance company’s financial strength. Their ratings are based on a company’s ability to pay out claims made by its clients. Secure-rated companies are given a grade. Grades from B+ to A++ indicate that a company is financially secure.
The ability of a company to pay out benefits is not the only marker A.M. Best looks at when ranking top life insurance companies. A.M. Best uses quantitative and qualitative analysis to review a business’ profile and operating performance, as well as comparisons to other life insurance businesses and general industry standards. A.M. Best will also look at the strength of bonds, notes, and other financial tools offered by insurance companies.
If A.M. Best doesn’t rank a life insurance company as secure, we won’t work with that company. Additionally, we do independent research and review each company, making sure that policyholders are satisfied with the service their life insurance companies are providing. We are constantly looking at ranking updates and adjusting our network accordingly, so that you get the most from your life insurance company.
We work with some of the best life insurance companies in the United States.
Our network is large, and spans over sixty companies. Here are reviews of some of our carriers:
10 Best Life Insurance Companies: Tips for how to choose the best life insurance company for your needs, as well as information on how to read life insurance ratings.
Fast Life Insurance Options: Sometimes you just need quick coverage. This article gives information on two of the best life insurance companies for getting covered quickly.
United Home Life Insurance: What makes United Home Life one of the best insurance companies around? Read more to find out!
Gerber Guaranteed Issue Life Insurance: Gerber has some of the best guaranteed issue life insurance rates on the market and are a very trusted name.
North American Life Insurance: North American offers competitive guaranteed universal life insurance policies, and has superior customer service. Find out more about why North American is one of the top life insurance companies to work with.
Prudential Life Insurance: If you use smokeless tobacco, Prudential is one of the best choices for your life insurance needs, but that’s not all they offer. Find out more about Prudential’s term life and WorkLife65 policy options.
Mass Mutual Guaranteed Acceptance Life Insurance”: This article describes why there are better options than buying Guaranteed Acceptance Life Insurance from MassMutual.
Presidential Life Insurance (no longer offering coverage): This article provides details about Presidential’s graded death benefit policy.
Voya Financial: Voya Financial (formerly ING) is a household name, and for good reason. Find out more about the company and the life insurance products they offer.
Lincoln Financial: All insurance companies have their specialties, and Lincoln offers a bevy of niche underwriting. Learn more about the Lincoln’s policy options and company rating.
Genworth: Genworth offers ‘preferred plus’ rates for those who may be considered high risk elsewhere. Find out if Genworth is right for you!
Forester’s Life Insurance: Learn a brief history of Forester’s Life Insurance and the member benefits offered by the company, and get more information on how to become a member.
Fidelity Life Insurance: If you’re looking for quick coverage, Fidelity can underwrite your application in 48 hours. Learn more in this article.
Aviva Life Insurance: Learn how Aviva’s “Wellness for Life” program can bring down the cost of your life insurance.
Assurity Life Insurance: This article details the limitations and conditions of Assurity’s no medical exam life insurance policies.
American General Life Insurance (re-branded to AIG): Many clients are concerned about the reliability of American General Life Insurance. This article explains why American General is still one of the best life insurance companies in the country, and why their sub-standard rates lead the pack.
Principal Life Insurance Review: Reviews the history and unique programs offered by Principal Life Insurance Company.
Mutual of Omaha Life Insurance: This article provides a brief history of Mutual of Omaha and details its best products, such as the no lapse universal life policy.
Minnesota Life Review: Are you an individual over the age of 55 looking for life insurance? Read more about why Minnesota Life is the right company for you.
MetLife Insurance: If you’re looking for a company with strong financial base and excellent customer service, MetLife may be for you!
Banner Life Insurance: This article details Banner’s “OPTerm” Life Insurance Portfolio, as well as several other policy options offered by the company.
Those are just a few of the top-rated companies we work with.
You are a unique individual, and you deserve a unique policy. Insurance companies, like people, are unique in that they have their strengths.
You wouldn’t go to a butcher for fresh baked bread, would you? So why would you go to a life insurance company specializing in high risk life insurance for those with heart disease if you are healthy and need a small term life policy?
It’s important to find the best company for your needs, which is why we work with over sixty different companies to find the best policy for you and your family.
While our network is large, it is also selective. We only work with the top life insurance companies in the United States.
Some of the companies we work with, like MetLife or Mutual of Omaha, are household names. Others, like Aviva, may not be the most well-known, but were selected because they are the best at what they do.
Some companies will try to lure you in with commercials promising excellence in service, promises that they may not be able to deliver.
We believe in proven quality and seek out those companies who specialize in things like guaranteed level universal life insurance and who offer the best rates for their specialties.
We cast a wide net in order to provide you with options. Companies, like people, have their strengths, and we make sure that you are matched with the policy and the company that will work best for you.
We scour our network and rank these companies based on your needs, whether you need the best premiums, no required medical exam, excellent final expense options, or you just want to work with the cream of the crop.
We take the guesswork out of shopping for life insurance. Many companies advertise themselves as the “best” out there, but with us, you’re actually getting the strongest companies, unparalleled in insurance satisfaction.
We’ve done the work; all you have to do is pick the right policy for you and your family.
This article will be our Banner Life Insurance review, including the pros and cons of working with them, areas where Banner Life dominates the competition and a brief background so you feel comfortable working with them. All companies have their pros and cons! Quick Tip: If you’re looking to apply online with Banner Life Insurance […]
**In this Protective Life Insurance Company review, we’ll cover the history, ratings and product offerings of Protective Life Insurance Company. Life insurance is designed to protect individuals and those they care about. It can help to ensure that loved ones don’t have to pay off final expenses or other debts. It can also be put […]
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There are a lot of things you need to consider when you’re buying life insurance. One of those is the company. You want a quality company who has excellent customer service and great rates. Fidelity Life Insurance has been around since 1896 and currently holds an “A-” (excellent) holding with AM Best. (AM Best is […]
Buying life insurance is like buying a car. There are thousands of kinds, companies, and additional bells and whistles you can add. When you’re buying a car, you probably do a lot of researching and shopping around, life insurance is no different. Principal’s History The Principal Financial Group (also referred to as Principal […]
Quick Tip: To get an instant quote for Voya Term Life Insurance, use our quote form to the side and your personal rates will display for you to compare companies. Voya Financial is a new name to the financial services industry, but they’ve actually been around for a long time as ING. ING was one […]
This is a review of Gerber’s Guaranteed Issue life insurance product. Scroll down if you’re looking for sample rates. When you shop for around for life insurance policies you need to compare all of the possible options before you decide which one is going to be best for you and your family. There are several […]
Over 140 years after opening its doors, MetLife continues to be a worldwide leader in life insurance, annuities and employee benefits programs. MetLife insurance reviews and ratings position the company as one of the best in the business with the parent company and its subsidiaries achieving “A+” (superior) ratings with AM Best. MetLife insurance started […]