Last Updated: May 2020 Securing affordable life insurance with epilepsy and seizure disorders can be a daunting task for some people, but it doesn’t have to be if you contact the right agency. In fact, we often see that individuals with epilepsy are only declined life insurance coverage or pay inflated premiums due to choosing.. Read More
High Risk Life Insurance
Life Insurance for Cigar Smokers: How to Secure Affordable Rates & How to Apply
Last Updated: April 2021 The first thing you should understand is that many (but not all) life insurance companies will give you a “smoker” health classification if you admit to cigar use. Life insurance rates for smokers are more than double that of a standard rating/classification. The number one goal for cigar smokers searching for.. Read More
Life Insurance with a DUI On Your Record: How To Be Approved For Less
Last Updated: May 2020 If you have a DUI on your record and have applied for life insurance, you know how hard it is to obtain affordable life insurance coverage. You’ve likely been declined or given a very high premium. Many consumers who come to us for life insurance with a DUI on their record.. Read More
How to Secure Life Insurance with Diverticulitis: The Easy Way
Last Updated: May 2020 We help consumers looking for life insurance with diverticulitis on a regular basis. Life insurance approvals can range from the best rate class (preferred plus) to a decline. It really depends on your unique diverticulitis details. The first step in securing the lowest life insurance rates available is understanding the details.. Read More
Life Insurance and Chewing Tobacco: How to Find an Affordable Policy at Non-Smoker Rates
Last Updated: April 2021 Finding affordable life insurance for an individual who uses chewing tobacco, snuff, or dip is not nearly as hard as you might believe. In fact, many life insurance companies have niche underwriting that is designed to serve people in these categories specifically. The key is ensuring that you work with a.. Read More
Life Insurance with a Family History of Cancer: See How Rates Can Be Affected & Best Companies
Last Updated: February 2021 One of the most frustrating things for healthy people looking to secure life insurance is being rated on your family’s cancer history. Life You don’t have cancer, so why should your life insurance rates be affected? Why should your case be considered high risk life insurance due to a family member’s.. Read More
Life Insurance with Congestive Heart Failure: What Companies Will Ask, & How to Apply
Last Updated: March 2021 Life insurance and congestive heart failure can be tricky and certainly falls into the category of high risk life insurance. The key to being approved is working with an agency who has experience underwriting congestive heart failure and having your medical records prepared in an organized manner. The rest of this.. Read More
Life Insurance with Pancreatitis
Last Updated: May 2020 Life insurance underwriting decisions for Pancreatitis can range anywhere from Standard all the way to a decline. The most important thing you can do if you’re searching for life insurance and have Pancreatitis is to work with an agent experienced in underwriting this risk. In this article, we’ll show you what.. Read More
Life Insurance with High Cholesterol: The 11 Best Companies & Tips to Get Low Rates
Last Updated: September 2020 Cholesterol issues are very common in life insurance underwriting but you can still obtain affordable life insurance rates with elevated or high cholesterol. To get approved for low life insurance rates with elevated cholesterol, you just have to know how to shop for the right company and policy for you. In.. Read More
Life Insurance For Breast Cancer Survivors: Best Companies & How to Apply
Last Updated: February 2021 Breast cancer is a common illness that our agency sees when we first talk with women trying to purchase high risk life insurance. While some carriers will still decline life insurance coverage after breast cancer, there are several life insurance carriers that are very aggressive with underwriting breast cancer and can.. Read More
