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High Risk Life Insurance

Life Insurance with Skin Cancer (Basal, Squamous, Melanoma): What Life Insurance Companies Will Ask & How to Apply

by Jeff Root

life insurance with melanoma

Last Updated: February 2021 Obtaining life insurance can seem like a daunting and time-consuming task no matter what your situation may be. Especially for anyone currently battling skin cancer or recently recovered from skin cancer. We get it and we see it all the time. We have been helping individuals obtain great rates for life.. Read More

Life Insurance and Marijuana Use: Top Companies that Offer Non-Smoker Rates

by Jeff Root

How Life Insurance Companies View Marijuna Smokers

Last Updated: April 2021 At Rootfin, we’ve helped hundreds of marijuana smokers secure life insurance at affordable rates. How are we able to do this? Easy. We simply did our homework. We know how every carrier looks at marijuana smoking. We also understand high risk life insurance and know what companies tend to favor or.. Read More

Life Insurance for People Taking Modafinil or Provigil: Learn What Underwriters Will Look for & How to Apply

by Jeff Root

Last Updated: March 2021 Modafinil and Provigil are commonly used to treat narcolepsy, sleep apnea, and to help with focus, and the use of these drugs can certainly impact your rates for life insurance. It may even impact your overall chances of being approved for life insurance. With that said, the premiums for life insurance.. Read More

Life Insurance for People with COPD: Coverage Options & How to Apply

by Jeff Root

Last Updated: July 2020 Trying to find the best-rated life insurance companies for applicants with COPD? You’re in the right place. In this article, we will help you find the most affordable rates, even if you’ve been declined in the past. We’ll explain what information is needed to give you an accurate life insurance rate.. Read More

Life Insurance with BPH or Enlarged Prostate: +Tips To Save

by Jeff Root

Life Insurance with BPH or Enlarged Prostate

Last Updated: June 2020 We speak with a lot of men that have an enlarged prostate or, Benign Prostatic Hyperplasia (BPH) that are struggling to understand the best approach when trying to purchase life insurance. This article is to help this group of men find the absolute best life insurance coverage while suffering from BPH.. Read More

Life Insurance with Anxiety: Learn What Underwriters Will Ask, the Top 4 Companies, & How to Apply

by Jeff Root

Last Updated: March 2021 Obtaining life insurance can be a burden and quite a hassle for some individuals but it does not need to be. Even for individuals with high-risk medical conditions such as anxiety. To obtain great rates for life insurance with anxiety, it is best to work with an independent agent and understand.. Read More

Obtaining Life Insurance After Bariatric Surgery

by Jeff Root

Obtaining Life Insurance After Bariatric Surgery

Last Updated: June 2020 If you’ve had Bariatric Surgery (also known as weight loss surgery) in the past, then trying to get approved for life insurance, let alone at decent rates, can be a challenging concept. While having had bariatric surgery on its own is not considered to be high-risk life insurance, it does indicate that.. Read More

Life Insurance with Addison’s Disease[How It Really Works]

by Jeff Root

Life Insurance with Addisons Disease

Last Updated: June 2020 For people suffering from Addison’s Disease, the thought of obtaining life insurance can be a daunting one. No one likes to go to the doctor and get told they aren’t in perfect health, and knowing you aren’t in perfect health as you walk in makes it even scarier for many people… Read More

Life Insurance for People with Bipolar Disorder: Learn What Underwriters Will Ask & How to Apply

by Jeff Root

Last Updated: March 2021 Securing affordable life insurance with bipolar disorder has come a long way in the last decade. While it is still considered high-risk life insurance, life insurance companies have become much more relaxed and capable of providing affordable life insurance coverage for individuals with bipolar disorder. In this article, we’ll cover what.. Read More

Life Insurance for People with Depression: Know What Underwriters Look For & How to Apply

by Jeff Root

Last Updated: March 2021 Anytime you are trying to secure high-risk life insurance, you may feel overwhelmed and confused by your options, and applying with a history of depression may complicate things even further. It is understandable and we see it all the time. Depression is no different and often has individuals afraid to apply.. Read More

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