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Life Insurance: Research & Find Your Best Policy

When it comes to life insurance, it's often hard to find what you're looking for. We've made finding the best life insurance policy simple for you.

Start with our complete life insurance guide or choose from one of our four categories below.

  • Life Insurance Companies | Read reviews of the top life insurance carriers!
  • Shop Life Insurance by Age | Find out the best policies & rates for your specific age!
  • High-Risk Life Insurance | If you have a medical condition, or high-risk occupation, start here!
  • Types of Life Insurance | There are many different policy options, from whole life, term, and more. Find out what types of life insurance policies might be best for you!

You can also browse all of our life insurance articles below.


Do You Have An Old Line Life Insurance Policy?

by Jeff Root

Last Updated: November 2020 If you’re looking for information about an Old Line Life Insurance policy, contact AIG customer service at 877-244-0304. When you call AIG, 99% of the time the customer service person won’t know who Old Line Life Insurance is. You need to tell them: “American General acquired Old Line Life in 2003.. Read More

Long Term Care Insurance Using A Life Insurance Policy: Best Options

by Jeff Root

Long Term Care Insurance

Last Updated: July 2019 If you were to pass away, do you know what’s going to happen to your debts? They are going straight to your family. One way to combat this is to consider purchasing long term care either in the form of a rider on your life insurance policy or a standalone policy… Read More

What is a Collateral Assignment of Life Insurance?

by Jeff Root

Last Updated: July 2020 A collateral assignment of life insurance is a contract that allows the death benefit of a life insurance policy to be used as collateral for a loan. Collateral assignments are usually used in business loans. However, it can also be used for equipment loans, structured settlement buyouts, and other loans. How.. Read More

Senior Final Expense Information

by Jeff Root

life insurance 40s

With a standard life insurance policy, the idea is to provide coverage for the unexpected, primarily for the unexpected event of your early death, usually due to an accident or other unforeseen event. A senior final expense life insurance policy differs from a normal life insurance policy in that, rather than making provision for your.. Read More

Life Insurance With Chronic Back Pain

by Jeff Root

Life Insurance with Chronic Back Pain

Last Updated: May 2020 Everyone needs adequate life Insurance. As any back pain sufferer knows, good life insurance at a reasonable price can be very hard to find.  Life insurance with chronic back pain depends on several factors which we’ll discuss below. Typically we’ll be able to get you “Standard” or “Regular” rates. We will.. Read More

Life Insurance After Heart Stent Surgery: What Life Insurance Carriers Will Ask & How to Apply

by Jeff Root

Life Insurance with Stent Surgery History

Last Updated: March 2021 Obtaining life insurance after heart stent surgery can seem daunting but it does not have to be. High risk life insurance may be challenging at times but reputable agencies such as Rootfin have worked cases like these hundreds of times. If you have had a partial blockage in any of your.. Read More

Life Insurance For Grandchildren: The Benefits & How to Buy the Best Policy

by Jeff Root

Last Updated: July 2020 Many grandparents don’t know how to shop for life insurance for their grandchildren. Maybe you aren’t even sure if you want to buy life insurance for your grandchild yet. Below, we’ll explain why you might want to get a life insurance policy for your grandchildren, including the benefits for the grandkids’.. Read More

Life Insurance Blood Test: FAQs, How to Prepare, & Other Policy Options

by Jeff Root

Life Insurance Blood Test

Last Updated: October 2020 When you’re applying for life insurance, part of the application process is the life insurance blood test. This is not a fun part of purchasing life insurance, but to qualify for the most affordable life insurance rates, you will have to take a blood test and medical exam. During the life insurance.. Read More

The Best Life Insurance for 62-Year-Olds: Sample Rates, Types of Coverage, & Top Companies

by Jeff Root

The Best Life Insurance for 62-year-olds

Last Updated: October 2020 Quick tip: Instant life insurance quotes will be displayed immediately on the next screen by filling out the form on the right.   One of the most important factors that life insurance companies look at is your age. Finding life insurance at 62 years old can be a bit more challenging.. Read More

High Risk Life Insurance: Tips to Find Low Rates with Medical Conditions & Risky Occupations, and The Best High-Risk Companies

by Jeff Root

High Risk Life Insurance

Last Updated: February 2021 There are dozens of different things that could cause you to be considered a high-risk applicant for life insurance. In general, high-risk life insurance policies are going to be more expensive, and in some cases, you could be declined for life insurance coverage altogether. The key to finding affordable high-risk life.. Read More

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