American General Life Insurance was established in 1826. Not only are they over 100 years old, but they also have an excellent grade, an “A” from A.M. Best. This means you can shop with confidence if you decide to buy a plan from American General.
So whether you are looking to purchase your first life insurance policy or looking to replace a current one that is not the best for your needs, such as a FEGLI retirement benefit plan, we are here to help you!
In 2001 AIG acquired American General. A common question that’s raised with our clients is regarding the bailout and if American General Life Insurance in 2008 and if American General is a reliable company. In short, American General and all their policyholders are in great hands. American General Life Insurance Company is a separate entity with a different set of financials than AIG. Industry laws require a set amount of reserves to pay claims and they can’t be comingled with any other entities. If AIG went down, American General would still be fine. AIG is ranked among the top ten life insurance companies. We also offer reviews of all of the top ten companies, such as Banner Life Insurance.
American General currently offers term life insurance, universal life insurance, variable universal life insurance, index universal life insurance and whole life insurance. They are competitive in all categories. We understand that it can be intimidating to search out coverage for those that need affordable coverage for Life Insurance for smokers, life insurance with diabetes or trying to find an affordable no medical exam life insurance policy, but rest assured, you don’t have to choose alone.
At RootFin.com we are appointed and licensed to offer American General life insurance products, we only have good things to say about them. They are very fair and I would go so far as to say very lenient with their underwriting guidelines. Their service is impeccable and they have some of the best sub-standard rates on the market.
We talk to a lot of clients who were confused and frustrated with the life insurance search. Luckily, they came to us.
We were able to help them make those tough decisions and connect with the perfect company with an affordable premium.
Do you want to spend hours talking to companies about your death? We’re guessing not. Don’t make 60 calls, make one single phone call.
If you want to keep comparing companies, you can either contact us and we can get you 60 quotes or you can continue to read some of our other reviews, like the ones below.
Other Offered Life Insurance Company Reviews