Last Updated: April 2021 Are you a smoker looking for life insurance quotes? We can help! Finding affordable life insurance rates as a smoker is possible. Working with an independent life insurance agent will help to find the best company and rates for your needs. Below, we provide information and specific articles about life insurance.. Read More
Life Insurance for Tobacco
The Best Term Life Insurance for Smokers: Sample Rates, Top Companies, & How to Apply
Last Updated: April 2021 For smokers, term life insurance is going to be more expensive. So it’s very important that you find the lowest-cost life insurance for smokers on the market. Choosing the right company can save you hundreds or even thousands of dollars every year because some companies view smokers more favorably than others… Read More
Life Insurance and Marijuana Use: Top Companies that Offer Non-Smoker Rates
Last Updated: April 2021 At Rootfin, we’ve helped hundreds of marijuana smokers secure life insurance at affordable rates. How are we able to do this? Easy. We simply did our homework. We know how every carrier looks at marijuana smoking. We also understand high risk life insurance and know what companies tend to favor or.. Read More
Life Insurance for People Who Use Electronic Cigarettes and Vaping: How Rates are Affected
Last Updated: April 2021 Applying for life insurance using a vape or electronic cigarette can be confusing and intimidating. Vaping and e-cigarette use are technically considered high-risk life insurance but it is important to know that you have plenty of options to help you secure coverage. If you’ve ever attempted to get life insurance coverage.. Read More
Life Insurance for Cigar Smokers: How to Secure Affordable Rates & How to Apply
Last Updated: April 2021 The first thing you should understand is that many (but not all) life insurance companies will give you a “smoker” health classification if you admit to cigar use. Life insurance rates for smokers are more than double that of a standard rating/classification. The number one goal for cigar smokers searching for.. Read More
Life Insurance and Chewing Tobacco: How to Find an Affordable Policy at Non-Smoker Rates
Last Updated: April 2021 Finding affordable life insurance for an individual who uses chewing tobacco, snuff, or dip is not nearly as hard as you might believe. In fact, many life insurance companies have niche underwriting that is designed to serve people in these categories specifically. The key is ensuring that you work with a.. Read More