Insurance Conversion

term life insurance

Should I Convert My Term Life Insurance Policy?

Most term life insurance policies have a provision where during a specified period of your policy, you can convert to a permanent policy with no evidence of insurability.  Which means there is no medical exam and your rate class is the same as when you applied!  (HUGE) While the vast majority of life insurance policies […]

Prudential Life Insurance

Prudential Term Life Insurance Conversion

                     If you own a term life insurance policy with Prudential Life Insurance, you can convert your policy to a permanent one with no evidence of insurability. We help consumers convert their Prudential term life insurance policies even if we’re not the agent on the policy. There are currently 3 term products and all of […]

Banner Life Insurance Conversion

If you own a term life insurance policy with Banner Life Insurance, you can convert your policy to a permanent one with no evidence of insurability.  Here is what you need to know: Conversion Period You can convert your Banner Term Life insurance policy up to age 70 or when the policy expires (whichever is […]

American General Life Insurance Conversion

If you own a term life insurance policy with American General, you can convert your policy to a permanent one with no evidence of insurability.  This goes for the “Select-A-Term” product and the “Ultra-C” term product.  American General Conversion Period This has changed over the years.  If you’re not sure, give us a call and […]

External Term Conversions

Converting your term life insurance policy to a permanent policy with no evidence of insurability is one of the best values your term life insurance policy has. It’s something a lot of policy owners don’t know about or have simply forgotton. If you have a term life insurance policy and are considering converting to a […]

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