If you’re looking for reputable agents who work with the best life insurance companies, you’ve come to the right place! Fill out our instant quote form or speak directly to an agent today to find out more!

When shopping for a life insurance policy, you want to make sure that you and your family are being protected by the best of the best. With our agents you can rest assured that you are getting the best life insurance policy from the nation’s top life insurance companies.

We work with companies who have a solid history of providing affordable coverage to their clients. Companies who specialize in unique life insurance options that will ensure that you are able to get protection regardless of health or financial worries.

What Puts a Life Insurance Company On Top?

Companies like Fitch Moody’s and A.M. Best all provide tools for rating insurers.

We only work with top-tier companies, ranked highly by A.M. Best. They’ve been around since 1899, and are the life insurance industry’s leading benchmark for financial strength.

Financial strength is important in a life insurance company. When buying an insurance policy to protect you and your family, you want to make sure that the company you work with is healthy. If a company cannot protect itself against financial ruin, they might not be able to protect you and your family.

A.M. Best uses a rigorous process when rating a life insurance company’s financial strength. Their ratings are based on a company’s ability to pay out claims made by its clients. Secure-rated companies are given a grade. Grades from B+ to A++ indicate that a company is financially secure.

The ability of a company to pay out benefits is not the only marker A.M. Best looks at when ranking top life insurance companies. A.M. Best uses quantitative and qualitative analysis to review a business’ profile and operating performance, as well as comparisons to other life insurance businesses and general industry standards. A.M. Best will also look at the strength of bonds, notes, and other financial tools offered by insurance companies.

If A.M. Best doesn’t rank a life insurance company as secure, we won’t work with that company. Additionally, we do independent research and review each company, making sure that policyholders are satisfied with the service their life insurance companies are providing. We are constantly looking at ranking updates and adjusting our network accordingly, so that you get the most from your life insurance company.

We Work With Top Insurance Companies

We work with some of the best life insurance companies in the United States.

Our network is large, and spans over sixty companies. Here are reviews of some of our carriers:

10 Best Life Insurance Companies: Tips for how to choose the best life insurance company for your needs, as well as information on how to read life insurance ratings.

Fast Life Insurance Options: Sometimes you just need quick coverage. This article gives information on two of the best life insurance companies for getting covered quickly.

United Home Life Insurance: What makes United Home Life one of the best insurance companies around? Read more to find out!

Gerber Guaranteed Issue Life Insurance: Gerber has some of the best guaranteed issue life insurance rates on the market and are a very trusted name.

North American Life Insurance: North American offers competitive guaranteed universal life insurance policies, and has superior customer service. Find out more about why North American is one of the top life insurance companies to work with.

Prudential Life Insurance: If you use smokeless tobacco, Prudential is one of the best choices for your life insurance needs, but that’s not all they offer. Find out more about Prudential’s term life and WorkLife65 policy options.

Mass Mutual Guaranteed Acceptance Life Insurance”: This article describes why there are better options than buying Guaranteed Acceptance Life Insurance from MassMutual.

Presidential Life Insurance (no longer offering coverage): This article provides details about Presidential’s graded death benefit policy.

Voya Financial: Voya Financial (formerly ING) is a household name, and for good reason. Find out more about the company and the life insurance products they offer.

Lincoln Financial: All insurance companies have their specialties, and Lincoln offers a bevy of niche underwriting. Learn more about the Lincoln’s policy options and company rating.

Genworth: Genworth offers ‘preferred plus’ rates for those who may be considered high risk elsewhere. Find out if Genworth is right for you!

Forester’s Life Insurance: Learn a brief history of Forester’s Life Insurance and the member benefits offered by the company, and get more information on how to become a member.

Fidelity Life Insurance: If you’re looking for quick coverage, Fidelity can underwrite your application in 48 hours. Learn more in this article.

Aviva Life Insurance: Learn how Aviva’s “Wellness for Life” program can bring down the cost of your life insurance.

Assurity Life Insurance: This article details the limitations and conditions of Assurity’s no medical exam life insurance policies.

American General Life Insurance (re-branded to AIG): Many clients are concerned about the reliability of American General Life Insurance. This article explains why American General is still one of the best life insurance companies in the country, and why their sub-standard rates lead the pack.

Principal Life Insurance Review: Reviews the history and unique programs offered by Principal Life Insurance Company.

Mutual of Omaha Life Insurance: This article provides a brief history of Mutual of Omaha and details its best products, such as the no lapse universal life policy.

Minnesota Life Review: Are you an individual over the age of 55 looking for life insurance? Read more about why Minnesota Life is the right company for you.

MetLife Insurance: If you’re looking for a company with strong financial base and excellent customer service, MetLife may be for you!

Banner Life Insurance: This article details Banner’s “OPTerm” Life Insurance Portfolio, as well as several other policy options offered by the company.

Those are just a few of the top-rated companies we work with.

Our Network is Unique

You are a unique individual, and you deserve a unique policy. Insurance companies, like people, are unique in that they have their strengths.

You wouldn’t go to a butcher for fresh baked bread, would you? So why would you go to a life insurance company specializing in high risk life insurance for those with heart disease if you are healthy and need a small term life policy?

It’s important to find the best company for your needs, which is why we work with over sixty different companies to find the best policy for you and your family.

While our network is large, it is also selective. We only work with the top life insurance companies in the United States.

Some of the companies we work with, like MetLife or Mutual of Omaha, are household names. Others, like Aviva, may not be the most well-known, but were selected because they are the best at what they do.

Some companies will try to lure you in with commercials promising excellence in service, promises that they may not be able to deliver.

We believe in proven quality and seek out those companies who specialize in things like guaranteed level universal life insurance and who offer the best rates for their specialties.

Want to Work with the Best?

We cast a wide net in order to provide you with options. Companies, like people, have their strengths, and we make sure that you are matched with the policy and the company that will work best for you.

We scour our network and rank these companies based on your needs, whether you need the best premiums, no required medical exam, excellent final expense options, or you just want to work with the cream of the crop.

We take the guesswork out of shopping for life insurance. Many companies advertise themselves as the “best” out there, but with us, you’re actually getting the strongest companies, unparalleled in insurance satisfaction.

We’ve done the work; all you have to do is pick the right policy for you and your family.

Presidential Life Insurance Company

Presidential Life Insurance Company has a guaranteed issued life insurance policy for individuals between the age of 40-80.  Issue amounts are between $2,000 – $50,000.  There are no medical questions and no medical exams. We recommend you look into these best life insurance companies in the United States.  Before you make your final life insurance […]

Lincoln Financial Life Insurance

Lincoln Financial is also known as The Lincoln National Life Insurance Company.  For quotes, fill out the form on the right. Year Formed: 1905 AM Best Financial Rating: “A+” (excellent) Customer Service Phone #: (800) 487-1485 Lincoln Financial Life Insurance Products: Term Life: Lincoln LifeElements Level Term Universal Life: Lincoln LifeGuarantee, Lincoln DurationGuarantee, Lincoln LifeCurrent, […]

ING Reliastar Life Insurance

For ING Reliastar Life Insurance Quotes: Call us at: 888-430-7668 (or fill out our form) ING Customer Service: 877-886-5050 (for any in force policies) We are independent contractors for ING Reliastar and process new life insurance applications for them.  Rates are the same if you use us or go direct through their call center.  We […]

Genworth Life Insurance

UPDATE: As of 2016, Genworth no longer sells life insurance policies. They still sell quality long-term care plans. If you have one of their plans, you don’t lose coverage.  Genworth Life Insurance is not new to the marketplace. They have been around for more than a 100 years, being established in 1871. Not only have […]

Aviva Life Insurance

Aviva life insurance company first came into business in 1696 as Hand in Hand Fire & Life Insurance company, which means it’s one of the oldest continually running carriers! They also hold an A rating with AM Best. Currently Aviva life insurance offers term, universal life and indexed universal life for individual life insurance policies. […]

American General Life Insurance

American General Life Insurance was established in 1826. Not only are they over 100 years old, but they also have an excellent grade, an “A” from A.M. Best. This means you can shop with confidence if you decide to buy a plan from American General. So whether you are looking to purchase your first life […]

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