FAQs

Advice to Crush Your Life Insurance Medical Exam [Infographic]

Life insurance is all about risk, and applying for life insurance means you may have to go through a medical exam. Due to the risk, your life insurance company wants to have as much information as possible about your health and lifestyle. This is especially true with a serious health condition, like life insurance after […]

What Is A Collateral Assignment?

A collateral assignment of life insurance is a contract that allows the death benefit of a policy to be used as collateral, this is usually used in business loans (but also equipment,structured settlement buyouts and other loans). In the untimely event of the death of the person who is named on the life insurance policy, […]

Life Insurance Blood Test FAQs

When you’re applying for life insurance, it can be a scary process. A lot of applicants are worried that they will do something incorrectly or that there will be some hidden pre-existing condition that pops up. One of the parts of the application process that we get the most questions about is the life insurance […]

Understanding The 2 Year Contestability Period

Life insurance is one of the most important investments that you’ll ever make for your loved ones. It’s one of the only ways that you can ensure that they have the resources that they need, regardless of what happens to you. You may have heard before that if you insure yourself for life insurance and […]

when to buy life insurance

When Should I Buy Life Insurance?

Buying life insurance is one of the most important decisions that you’ll make for your family. It’s vital that you buy the right type of insurance and enough protection for your family. One of the most common questions that we get, is “when should I buy life insurance?” It’s vital that you have life insurance […]

how long do i need life insurance

How Long Do I Need Life Insurance?

Life insurance is one of the most important purchases that you’ll ever make for you and your family. It’s vital that you get the safety net that your family deserves. It’s one of the only ways that you can ensure that your family has the protection that they need if something tragic were to after […]

denied life insurance claim

Can A Life Insurance Company Deny a Death Claim?

This is a very common question.  If you’re going to rely on the life insurance company to take care of your family financially when you’re not around anymore, then you want to make darn sure they will pay.  There are only 2 reasons why a life insurance company WILL NOT pay a death claim: 1.  […]

healthy life insurance rating

I’m Healthy, Why Didn’t I Get Preferred Life Insurance Rates?

So your physician gives you a clean bill of health, but the life insurance company gives you a standard or sub-standard health class rating, what the heck?    These sentiments are natural and we hear this frustration every time this situation comes up.  Many consumers don’t understand that your personal physician and a life insurance underwriter […]

When No Medical Exam Term Life Insurance Makes Sense

Many life insurance agencies actually push the idea of term life insurance which does not involve a medical exam because it is more convenient for the client and obviously, ultimately, more convenient for the agency. Are you looking for term life insurance for seniors? Let our professionals assist you in your search and help you […]

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