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Category Archives: Uncategorized
MetLife Life Insurance Gets Aggressive
MetLife is a very well known name in the life insurance industry. I mean, who isn’t familiar with their Snoopy advertisements? If you compared MetLife to the rest of the life insurance industry, they will rarely compete based on … Continue reading
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AIG Direct Review
Before I get into my AIG Direct review, let me clarify that I’m independent life insurance agent who is very familiar with their call center operation. AIG Direct seems to be everywhere on TV and is quickly becoming a household … Continue reading
Universal Life with a No Lapse Guarantee – Everything you Need to Know!
Universal Life Insurance Policies with a “No Lapse Guarantee” are being offered at rates well below the guarantees of the past. We believe they are priced too low right now and that rates will continue to rise. “Rates will continue … Continue reading
What Does Bankruptcy Have To Do With Life Insurance?
When we’re gathering information to find you the best options, we’ll always ask the question – “within the last 10 years, have you filed for bankruptcy?” Many consumers who have had a bankruptcy respond: “What does BK have … Continue reading
Long Term Care Insurance Using A Life Insurance Policy
If you recognize the need to purchase life insurance to protect your family, but you also feel it’s important to protect your independence and your assets while you’re alive – you should consider linking your life insurance with long term … Continue reading
Do you have an Old Line Life Insurance Policy?
Old Line Life Insurance has been around since the early 1900′s. In March of 2003 they merged with American General.We’ve run into several consumers lately who have term life insurance policies with Old Line Life Insurance that are expiring. Every … Continue reading
Life Insurance Rule of Thumb
Many life insurance agents will tell you that there’s a “rule of thumb” when purchasing life insurance. The common formula many recommend are 7-10 times your annual income. Applying a generic multiple to an income leaves the consumer at risk … Continue reading
Life Insurance Is Not a Transaction, But a Journey
Those who have purchased life insurance and bought “some”coverage, in reality, may not have the peace of mind they initially sought out. These policy holders should always be checking if they have “enough” coverage. We understand that the cost of … Continue reading
When Should I Buy Life Insurance?
Most consumers put off buying life insurance until there is a triggering effect. The most common triggers are: New job Loss of a loved one Purchase of a home Marriage Birth of a child So when should YOU buy life … Continue reading
Get Term Life Insurance
There are several ways to get term life insurance. The easiest and most cost efficient way is to contact an independent life insurance agency. An independent life insurance agency can offer virtually any life insurance company on the market. We … Continue reading