
Lincoln Financial is also known as The Lincoln National Life Insurance Company. For quotes, fill out the form on the right.
Year Formed: 1905
AM Best Financial Rating: "A+" (excellent)
Customer Service Phone #: (800) 487-1485
Lincoln Financial Life Insurance Products:
- Term Life: Lincoln LifeElements Level Term
- Universal Life: Lincoln LifeGuarantee, Lincoln DurationGuarantee, Lincoln LifeCurrent, Lincoln LifeReserve
- Long Term Care
At Root Financial, we use Lincoln Financial in a number of niche underwriting situations, including:
- Anxiety issues with Wellbutrin Use can qualify for preferred rates!
- NON-SMOKER rates for those who smoke cigars, pipes and chew tobacco.
- Standard rates on UL policies for Type 1 and Type 2 diabetes via their table shave program.
- Standard rates for prostates removed after 6 months with a PSA of .02 or less.
Lincoln Financial is a great company to have your policy with. In certain health situations, they are the most competitive company around. We would recommend Lincoln Financial Life Insurance in a heartbeat if it were the right fit.

