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	<title>Comments for Individual Life Insurance | Root Financial</title>
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	<link>http://www.rootfin.com</link>
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	<lastBuildDate>Mon, 05 Dec 2011 21:36:26 +0000</lastBuildDate>
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		<title>Comment on What Does Bankruptcy Have To Do With Life Insurance? by TermLifeInsurance.com</title>
		<link>http://www.rootfin.com/2011/12/what-does-bankruptcy-have-to-do-with-life-insurance/#comment-181</link>
		<dc:creator>TermLifeInsurance.com</dc:creator>
		<pubDate>Mon, 05 Dec 2011 21:36:26 +0000</pubDate>
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		<description>This is a very interesting article. It&#039;s unfortunate but bankruptcy is something that needs to be considered, especially with our current economic situation. Thanks for the post.</description>
		<content:encoded><![CDATA[<p>This is a very interesting article. It&#8217;s unfortunate but bankruptcy is something that needs to be considered, especially with our current economic situation. Thanks for the post.</p>
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		<title>Comment on What Does Bankruptcy Have To Do With Life Insurance? by What Does Bankruptcy Have To Do With Life Insurance? &#124; Individual &#8230; &#124; Bankruptcy Information</title>
		<link>http://www.rootfin.com/2011/12/what-does-bankruptcy-have-to-do-with-life-insurance/#comment-141</link>
		<dc:creator>What Does Bankruptcy Have To Do With Life Insurance? &#124; Individual &#8230; &#124; Bankruptcy Information</dc:creator>
		<pubDate>Sat, 03 Dec 2011 07:50:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.rootfin.com/?p=105345#comment-141</guid>
		<description>[...] who have had a bankruptcy respond: “What does BK &#8230; &#8230;     Here is the original post: What Does Bankruptcy Have To Do With Life Insurance? &#124; Individual &#8230;     &#8592; Will I Lose My Home in Bankruptcy » Article [...]</description>
		<content:encoded><![CDATA[<p>[...] who have had a bankruptcy respond: “What does BK &#8230; &#8230;     Here is the original post: What Does Bankruptcy Have To Do With Life Insurance? | Individual &#8230;     &#8592; Will I Lose My Home in Bankruptcy » Article [...]</p>
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		<title>Comment on Long Term Care Insurance Using A Life Insurance Policy by Jack Lenenberg</title>
		<link>http://www.rootfin.com/2011/11/long-term-care-insurance-using-a-life-insurance-policy/#comment-88</link>
		<dc:creator>Jack Lenenberg</dc:creator>
		<pubDate>Tue, 29 Nov 2011 17:10:11 +0000</pubDate>
		<guid isPermaLink="false">#comment-88</guid>
		<description>Jeff,  Thanks for the informative post.  you are correct that standalone LTC insurance policies are becoming more expensive, and for some purchasers a hybrid long term care/life insurance policy might make sense.  There is a difference, however, between a linked benefit life insurance policy that significantly enhances the total benefits if long term care is needed, and a life insurance policy that simply accelerates the death benefit prematurely if the insured is care-dependent.

Jack Lenenberg, J.D.
http://longtermcareinsurancepartner.com</description>
		<content:encoded><![CDATA[<p>Jeff,  Thanks for the informative post.  you are correct that standalone LTC insurance policies are becoming more expensive, and for some purchasers a hybrid long term care/life insurance policy might make sense.  There is a difference, however, between a linked benefit life insurance policy that significantly enhances the total benefits if long term care is needed, and a life insurance policy that simply accelerates the death benefit prematurely if the insured is care-dependent.</p>
<p>Jack Lenenberg, J.D.<br />
<a href="http://longtermcareinsurancepartner.com" rel="nofollow">http://longtermcareinsurancepartner.com</a></p>
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